Hello! I’m Jessi, and my passion lies in helping college students build strong credit foundations. Throughout my 15 years of financial advising, one question keeps coming up: what makes a good credit score for college students? The answer might surprise you – while 670 marks the start of a “good” score, most students aged 18-24 … Read more
Did you know that 80% of budgets fail within the first month? That’s right – most people’s budgeting and financial planning efforts don’t even make it past their next paycheck. But here’s the truth: it’s not your fault. Traditional budgeting methods often set you up for failure with rigid rules and unrealistic expectations. In fact, … Read more
Hello there! Did you know something that keeps me up at night? A staggering $1.75 trillion in student loan debt weighs down 43 million borrowers across our country. With college costs averaging $38,270, I’m passionate about helping you take control of your financial future. Let me share something concerning I’ve noticed in my years of … Read more
The numbers I’m about to share might shock you. Private college costs have reached $42,162 yearly, while out-of-state public universities demand $23,630 annually. Trust me, I understand the stress these figures bring – I’ve counseled thousands of students facing similar financial hurdles. Here’s something that brings me hope: $150 billion in federal aid stands ready … Read more
Hello fellow graduates! The numbers I see daily in my financial advisory practice still surprise me – the average student loan debt for the Class of 2021 stands at $36,900, with monthly payments reaching $433. These figures remind me of my own post-graduation struggles with money management. Money matters feel especially daunting right after graduation … Read more
Hello there! As someone who’s helped thousands of students manage their money, I know exactly how tricky college finances can be. Did you know most students feel overwhelmed trying to stretch their limited income while juggling textbook costs and daily expenses? Trust me, you’re not alone in this challenge. I’m thrilled to share some amazing … Read more
Hello fellow students! After spending years helping college students build income streams, I’m excited to share something remarkable – many of my mentees now earn $20 to $45 per hour through flexible side hustles like freelance writing and online tutoring. These aren’t just empty promises – I’ve seen these results firsthand. Money worries shouldn’t overshadow … Read more
The U.S. Department of Education gives out more than $112 billion in student loans annually. This massive number makes sense since 43.5 million Americans need to manage their federal student loan debt and think about how these loans actually work. College costs now average $38,000 per year, so most students need financial help to get … Read more
Hello fellow students! The numbers about college debt often shock me – average college graduate walks away with $29,400 in student loan debt. Plus, many of us pile on another $2,268 in credit card debt during our college years. These figures hit close to home because I’ve watched countless students struggle with similar challenges. Here’s … Read more
Did you know that your credit decisions in college can make or break your financial future after graduation? In fact, establishing credit while in college significantly improves your chances of getting an apartment, qualifying for auto loans, and securing lower insurance rates after you graduate. However, building credit isn’t as straightforward as it used to … Read more
